This website is owned and operated by J.F. Kruse Jewelers (“Site Owner”). By visiting and using the features of this website, you agree to be bound by all of the terms and conditions set forth herein, collectively referred to as “Policy.”
Site Owner may change any content in this Policy at its discretion by updating this page. It is recommended that you visit this page regularly to review any changes. If you do not agree to all of the terms in the Policy, you must leave the website immediately.
This Policy outlines how the Site Owner uses, collects and protects information that you give us when you use this website. Any information you provide on this website to Site Owner will be used in accordance with this Policy and may be shared across any website operated by Site Owner.
Site Owner is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, you can be assured that it will only be used in accordance with this Policy.
If this website is sold to, or merges with, another company not owned by the Site Owner, you should expect that some or all of the information collected from this website may be transferred to the buyer/surviving company. If so, the Site Owner will seek to obligate the acquiring company to use any personal information transferred by this site in a manner consistent with this statement, but Site Owner cannot guarantee that it will be able to impose that requirement or that the acquiring company will comply.
We respect and committed to protecting your privacy. We may collect personally identifiable information when you visit our site. We also automatically receive and record information on our server logs from your browser including your IP address, cookie information and the page(s) you visited. We will not sell your personally identifiable information to anyone.
Your payment and personal information is always safe. Our Secure Sockets Layer (SSL) software is the industry standard and among the best software available today for secure commerce transactions. It encrypts all of your personal information, including credit card number, name, and address, so that it cannot be read over the internet.
We do not store or save cardholder information or numbers. All transactions are run through our safe and secure third party company, Authorize.net.
We are PCI compliant through our Payment Provider, and we take every precaution necessary to assure that our site is safe and secure, and that your information is never saved or stored.
Unless otherwise specified, your purchase may be exchanged or refunded within 30 days from the original purchase date when accompanied by its sales slip.
The item must be unworn, in original condition, and in the original gift box with all the warranty cards and explanation cards intact. Items returned within 90 days may be exchanged for a store credit. Refund will be presented in the same form as the original payment. Special orders, clearance items, completed layaways, modified, and/or custom pieces are not returnable or exchangeable.
Custom designed jewelry involves metal, gems, and labor furnished by J.F. Kruse Jewelers for a specific client. As such, all custom jewelry is nonrefundable and requires a 50% nonrefundable deposit before the item is made. Every effort is made by J.F. Kruse Jewelers to accurately manufacture or produce the item(s) as ordered. Full payment upon receipt of custom work will denote the client's complete satisfaction. Minor adjustments, such as ring sizing or texturing, will gladly be made by J.F. Kruse Jewelers to accommodate the wearer.
Special order items require a 20 percent deposit and may be put on layaway for a maximum of 90 days. There must be monthly payment activity and the item must be paid in full by the end of the layaway period. Special orders are not returnable or exchangeable.
Please be assured that your items will ship out within two days of purchase. We determine the most efficient shipping carrier for your order. The carriers that may be used are: U.S. Postal Service (USPS), United Parcel Service (UPS) or FedEx. Sorry but we cannot ship to P.O. Boxes. If you’re trying to estimate when a package will be delivered, please note the following: Credit card authorization and verification must be received prior to processing. Federal Express and UPS deliveries occur Monday through Friday, excluding holidays.
Your use of this site is an acknowledgement that all content, graphics, images, videos, audio, and other material that is subject to copyright or trademark protection (“Intellectual Property”) is owned by or licensed to Site Owner. Except as permitted below, any duplication in whole or in part of any Intellectual Property on this website requires written permission from Site Owner.
You may download, copy, save or print Intellectual Property provided such action is for personal, non-commercial use and that such action does not alter in whole or in part the original content as it was on the website.
Site users are encouraged to “Share” pages and content on this website across various social media outlets (Facebook, YouTube, Twitter, FourSquare, etc) so long as you do not alter in whole or in part any of the shared content or claim any such content to be that of your own.
We may collect the following information (“Personally Identifiable Information”):
You may refuse to provide any Personally Identifiable Information at your discretion; however, such refusal may impede your use and experience of this website and may disqualify you from entry into Site Owner and other Third Party sponsored contests, promotions, giveaways, sweepstakes, etc.
In some cases Site Owner may incorporate a third party with a promotion, contest, sweepstakes, etc, as a sponsor.
Consistent with the Children’s Online Privacy Protection Act, this site does not knowingly collect, use, or disclose personal information (including online contact information) of children under the age of 13.
We require this information in order to effectively run online contests, sweepstakes, surveys and to collect general contact information when submitted on a contact form. We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:
We will not sell your information to any third party for any reason.
We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.
You may choose to have us remove or alter any information we have on file about you, even if you previously opted in to provide us with that information. To do so, please send an email to firstname.lastname@example.org.
We may use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen.
You may request details of Personally Identifiable Information which we hold about you by writing to:
110 Waite Ave. S.
St. Cloud, MN 56301
If you believe in good faith that information or materials on the website infringe on your copyright, you or your agent may send us a notice, in accordance with the requirements set forth in the Digital Millennium Copyright Act of 1998 (“DMCA”), requesting that we remove or block access to the claimed infringing material. If you believe in good faith that someone has wrongfully filed a notice of copyright infringement against you, the DMCA permits you to send us a counter-notice. Notices and counter-notices must meet the then-current statutory requirements imposed by the DMCA. See http://www.loc.gov/copyright. Notices and counter-notices should be sent to the address above.
THE CONTENT ON OR OTHERWISE RELATED IN ANY WAY TO THIS WEBSITE OR ANY THIRD PARTY SITES OR SERVICES LINKED TO OR FROM THIS WEBSITE IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, AVAILABILITY, SECURITY, COMPATABILITY AND NONINFRINGEMENT. WE DO NOT WARRANT THAT ANY CONTENT WILL BE ERROR-FREE, THAT ACCESS THERETO WILL BE UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, OR THAT OUR WEBSITE OR THE SERVER THAT MAKES SUCH CONTENT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. IN SUCH EVENT, YOU ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION. WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF ANY CONTENT. YOU HEREBY IRREVOCABLY WAIVE ANY CLAIM AGAINST US WITH RESPECT TO CONTENT AND ANY CONTENT YOU PROVIDE TO THIRD PARTY SITES (INCLUDING CREDIT CARD AND OTHER PERSONAL INFORMATION).
Website content is not intended to, and does not, constitute legal or professional advice or diagnosis, and may not be used for such purposes. You should not act or refrain from acting on the basis of any content included in, or accessible through, our website without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue, from a lawyer or professional licensed in your state, country or other appropriate licensing jurisdiction.
UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, SHALL WE BE LIABLE TO YOU OR ANY OTHER PERSON OR ENTITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES INCLUDING LOST PROFITS, PERSONAL INJURY (INCLUDING DEATH) AND PROPERTY DAMAGE OF ANY NATURE WHATSOEVER, THAT RESULT FROM (A) THE USE OF OR THE INABILITY TO USE OUR WEBSITE OR CONTENT, OR (B) THE CONDUCT OR ACTIONS, WHETHER ONLINE OR OFFLINE, OF ANY USER OF OUR WEBSITE OR ANY OTHER PERSON OR ENTITY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.