Engagement Ring Checklist
Engagement rings are not something you typically buy spur of the moment. Most of the time, picking out the perfect engagement ring takes time. It takes time to research, browse online, and have hands-on experience in-store to find out what your significant other likes and doesn’t like.
When it comes to finally taking the next step and purchasing an engagement ring, it’s an exciting experience. You’re starting a new chapter in your life with your soon-to-be fiancé. In all the excitement, some important factors may be overlooked when you think you’ve found the perfect ring. With this short checklist, you can ensure you can enjoy the moment while not missing anything that’s imperative.
Before Heading to the Jewelry Store
Have an idea of the engagement ring style your significant other wants.
Before going to browse in-store for engagement rings, have an idea of what your partner wants. By doing this, you can avoid getting too overwhelmed with all the options available to you. This will also help the jeweler help you. Jewelers want to know what you envision so they can provide you with the best customer service and assist you in an efficient manner.
Understand your budget.
Along with having an idea of the style of ring you want, knowing an approximate budget is a must. The price of engagement rings vary greatly, so knowing what you can and can’t afford will determine what you should or shouldn’t look at. Imagine finding the perfect ring then come to realize you can’t afford it. Avoid this situation by having a clearly defined budget.
Once You’re At the Jewelry Store
Let the jeweler know your engagement ring style and budget right away.
Once you begin a conversation with a jeweler, be sure to tell him/her your style and budget. This will determine what rings he/she will show you and will help him/her guide you through the process with ease.
If you have questions, ask them.
Don’t be afraid to ask questions. This is a big decision and every question you have should be answered. If you don’t understand the difference between two rings or have a question regarding price, speak up. The jeweler is there to help you feel confident about your purchase, and to do so, you need all your questions answered.
Obtain your diamond’s certification.
Each diamond that is from a reputable jeweler has been graded by the Gemological Institute of America (GIA). At J.F. Kruse, we are a member of the American Gemological Society which is a branch of the GIA. A GIA-graded diamond has been independently evaluated by GIA according to the industry’s highest standards and is truly priced fairly.
Know what services are available at your jewelry store.
Many jewelry stores offer services to customers that you can take advantage of. Whether they’re repairs, cleanings, fittings, and the like, having an idea of what you can and cannot go to your jeweler for in the future is important.
Consider purchasing a warranty for your engagement ring purchase.
A warranty may seem like an additional cost, but it is a smart thing to have for such an expensive, special piece of jewelry. Ask your jeweler about warranty options – what’s included and what’s not included. Knowing you have a warranty on such a large purchase can put your mind at ease.
Understand the financing options.
At most jewelry stores, there are financing options with approved credit available for customers. For example, at J.F. Kruse, we offer a layaway option (seperate from our financing) that is flexible and simple for customers to understand. When you find the perfect engagement ring at our store, you just have to make a down payment of 20 percent of the cost then schedule payments for up to three months to cover the entire balance. Paying full can be difficult which is why financing options are available. Know your options before saying “I do” to a ring.
Purchasing an engagement ring involves more than just going to a store and whipping out your wallet. There are a number of things to consider in addition to finding the right ring. I hope this short checklist will help you when you’re in the engagement ring buying process, and if you ever have questions regarding engagement rings or the items on the list above, don’t hesitate to contact us.